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Citibank Credit Cards

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Citibank Special Deals

· Citi Platinum Card – 3.9% BT for Life

· Citi Business Card – ½ off annual fee

· Citi Clear Card – Introductory APR of 11.99% for first 12 months

Citibank Clear Credit Card

Introductory APR of 11.99% for first 12 months

15.49% p.a. on purchases. (cash advances 21.24%p.a)
0% p.a. on balance transfers^ for 6 months
Up to 55 days interest free on retail purchases
Annual fee $65
Access to Citibank World Privileges

		Points:	Rewards:	Airline Points:	Cash Back:

Other Fees

	Late payment fee:	$40
	Over limit fee:	$40
	Overseas ATM fee:	$5
	Minimum repayment $:	$
	Minimum repayment %:	2%

Citibank Clear Platinum Visa Card

11.49% p.a. on purchases. (cash advances 21.24%p.a)
0% p.a. on balance transfers for 6 months¹
Up to 55 days interest free on retail purchases
Annual fee $99
Access to Citibank World Privileges
Premium servicing and your own VISA Concierge⁴
Free International Travel Insurance⁶
Free purchase cover⁹ and extended warranty⁸

		Points:	Rewards:	Airline Points:	Cash Back:

Other Fees

	Late payment fee:	$40
	Over limit fee:	$40
	Overseas ATM fee:	$5
	Minimum repayment $:	$
	Minimum repayment %:	2%

Citibank Silver Credit Card

2.9% p.a. on balance transfers for 12 months^*
Up to 55 days interest free on retail purchases
Annual fee $89
20.74% p.a. for both purchases and 21.24% p.a cash advances
Complimentary Rewards Programme +
Available in both Mastercard or Visa

		Points:	Rewards:	Airline Points:	Cash Back:

Other Fees

	Late payment fee:	$40
	Over limit fee:	$40
	Overseas ATM fee:	$5
	Minimum repayment $:	$
	Minimum repayment %:	2%

Citibank Gold Credit Card

1.9% p.a. on balance transfers for 12 months^*
Up to 55 days interest free on retail purchases
Annual fee $149
20.74% p.a. for both purchases and 21.24% p.a cash advances
Complimentary Rewards Programme +
- Merchandise - a range of great merchandise options
- Citibank Card Rewards - use your Reward points to reduce your Credit Card balance or pay your annual fee
- Gift Cards, Vouchers and Gift Certificates - the perfect present for a friend or for yourself
Available in both Mastercard or Visa
Free International Travel Insurance^

		Points:	Rewards:	Airline Points:	Cash Back:

Other Fees

	Late payment fee:	$40
	Over limit fee:	$40
	Overseas ATM fee:	$5
	Minimum repayment $:	$
	Minimum repayment %:	2%

Citibank Platinum Credit Card

Low 3.9% p.a.1 for life on balance transfers*
Up to 55 days interest free on retail purchases
Annual fee $250
Personal Concierge Service 24/7
20.74% p.a. for both purchases and 21.24% p.a cash advances
Minimum income $50,000 - Credit Limit up to $100,000^#
Option to join Citi Qantas Rewards^ and have your points transferred automatically into your Qantas Frequent Flyer account each month.
Redeem Reward points for Qantas Frequent Flyer points at a rate of 1 Reward point for 1 Qantas Frequent Flyer point
Complimentary Personalised Rewards Points Program1 with rewardpoints that never expire and can be redeemed for anything from merchandise, gift cards, school fees or even new furniture for your home.
Free International Travel Insurance^

		Points:	Rewards:	Airline Points:	Cash Back:

Other Fees

	Late payment fee:	$40
	Over limit fee:	$40
	Overseas ATM fee:	$5
	Minimum repayment $:	$
	Minimum repayment %:	2%

Terms & Conditions: Subject to your acceptance you will be billed an annual account fee which is currently $250 for the Primary Citibank Platinum card, and $90 for an Additional Citibank Platinum card. Allow up to 15 working days to process your Application subject to verification.

1. We will credit your account with 20,000 Reward points after your first retail or cash advance transaction. Redemption of points through Citi Take Flight is subject to the Terms and Conditions of the Citi Platinum Rewards Program. All flights are subject to availability, baggage charges and taxes may apply.

2. International Travel Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au.

3. Redemption of Platinum Rewards are subject to the Terms and Conditions of the Citi Platinum Rewards Program.

4. Citibank World Privileges - payment must be made using a Citibank Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to worldprivileges.citibank.com for up to date offer details.

5. Citibank Credit Cards are currently offering an introductory rate of 4.9% p.a. for the life of balance transfers. Balances transferred are repaid before other cash advances and retail purchases. Transactions made other than with this offer will be subject to interest at Citibank's standard Platinum credit card rate, currently 19.99% p.a. which is variable, subject to change and Citibank's credit criteria. Interest rate last updated 01/12/2008.

© 2009 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc design are registered trademarks of Citigroup Inc. and are used and registered throughout the world.