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           Unsecured Line of Credit                                     
 
If you're spending too much on credit card fees and interest, a Line of Credit is a great alternative.  
 

 

 

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Citibank 
Receive a response within 60 seconds when you submit your Online Application

Personal Credit is a revolving line of credit you can use to take control of your finances - consolidate your debts to Personal Credit with a great balance transfer offer, and then use Personal Credit to make purchases and obtain cash at an attractive low rate.

Convenient access with a Visa Debit Citicard

Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request

What's so different about Personal Credit?

  • Low rate of 7.9% p.a.* for life on balance transfers†
  • Low 14.99% p.a. ongoing interest rate on purchases and cash advances
  • No application fee, ATM/ EFTPOS fees, cash advance fees or cheque fees#
  • Low annual fee of $69
  • With limits of $5,000 to $25,000^ to use for whatever you like
  • Interest is charged only on the outstanding balance

  more info.... about this Loan

† Balance transfers are repaid first. Transactions made other than with this offer will be subject to Citibank's standard Personal Credit rate currently 14.99% p.a., which is variable, subject to change and Citibank's credit criteria.

 
 

 

 

 

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St.George Get Set Loan

Imagine a loan that lets you renovate, take holidays, pay for school fees, and best of all - dip back into the money you’ve repaid any time.
A St.George Get Set Loan means you can enjoy easy access to a pool of reusable money for whatever you like, whenever you like.

Here's why...

  • Reusable and convenient credit facility with flexible repayments
  • Apply for a credit limit from $5,000 to $50,000
  • Variable interest rate.
  • Interest is payable only on your outstanding balance
  • A low $150 establishment fee and $9 monthly fee**

A flexible loan to suit your lifestyle

  • Access your funds via ATM, EFTPOS or any St.George branch.
  • With the optional Get Set Visa Debit card, you can make purchases over the phone or on the internet
  • Cheque books are also available

more info.... about this Loan

 

 

 

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Citibank Business Credit with Visa Debit Card

Business Credit is a revolving line of credit that you can use again and again to manage your cash flow with ease.

Developed with Australia’s self-employed sole traders in mind, Business Credit offers a convenient, low cost alternative to traditional revolving business products (e.g., business overdraft). With an attractive fee / rate structure and the ability to use your business AND personal income in credit limit determination2, you can get more for less with Business Credit.

What’s so different about Business Credit?

Business Credit allows you to:
Enjoy a low ongoing interest rate
14.99% p.a.3 on ANY purchases and cash advances for your business.
More freedom with a higher credit limit
Combine your business and personal incomes2 to access higher credit limits from $5,000 up to $50,0001.
Manage your cash flow with ease
Use your account again and again and only pay interest on the credit you use. Citibank Business Credit allows you to manage temporary cash flow shortages.
SAVE with low setup and ongoing fees#
Low $199 one time establishment fee and an annual fee of $125.
Choose how you use your credit
Convenient access with a Visa Debit Citicard. Use at ATM’s/EFTPOS worldwide and for purchases online and over the phone. Also access to a chequebook facility on your account.

more info.... about this Loan

3 Interest rate is 14.99% p.a. This interest rate is variable and subject to change. Terms and conditions apply and are available on request. Other fees and charges may apply.

 


    
   
       
 
Please note: Ausco Trading Pty Ltd takes no responsibility for the accuracy of this information. CreditCardsAustralia.com.au makes all reasonable efforts to maintain accurate information. However all credit information should be used as a guide only. We urge users to check the terms and conditions on the specific credit applications when applying. You should check all costs related to any credit application with your financial adviser before making purchase decisions.