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Latest Credit Card Offer
   

   

   

 
Lowest Interest Rate Credit Cards
                                    
 

To see if a low interest rate credit card is right for you, you first need to work out whether you are an "interest payer" or a "transactor". Interest payers don't clean their balance each month and as a result will get more value out of a low interest rate credit card. Switching to a low rate card will save "interest payers" thousands in the long run. Transactors clear their balance in full each month without paying interest, so higher interest rates aren't such an issue. Transactors can save by getting a card with no annual fees, award points and a long interest free period.

Some low interest rate Credit Cards have higher rates for cash advance

 
 
 
 

     
   
Apply now

St.George Vertigo MasterCard
  • A low rate on purchases of 11.89% p.a* and 20.49%p.a.* on cash advances*
  • 0%p.a. balance transfer rate for up to 6 months**
  • Awarded Australia’s cheapest credit card – Money Magazine 2008.
  • Up to 55 interest free days on purchases*
  • Low $45 annual fee
  • More info .
 
 

 
   
Apply now

Aussie Mastercard
  • Apply online and get a response within 60 seconds.
  • Low interest rate of 11.99% p.a. on purchases. (cash advances 15.99% p.a)
  • Up to 55 days interest free on retail purchases
  • 0% p.a. on balance transfers for 6 months
  • More info ...
 

 

Apply now

Citibank Clear Credit Card
 

  NAB Low Rate Visa Card

 

NAB Low Rate Visa Card
  • 0% p.a. on balance transfers for up to 6 months 2
  • Low interest rate of 12.79% p.a. on purchases. (Cash Advances at 19.99% p.a.) 1
  • Up to 55 days interest free on retail purchases 3
  • Annual card fee of only $491
  • more info
 

 
   
Apply now

St.George Starts Low Stays Low Credit Card
  • One low 12.99% p.a rate for purchases and cash advances*

  • Up to 55 interest free days on purchases*
  • $59 annual fee
  • Up to 3 additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
  • More info ...
 

 

 Apply now

ANZ Low Rate Credit Card
  • Interest rate of 12.99% p.a. on purchases - cash advances 20.99% p.a
  • 0% p.a. on balance transfers for 6 months
  • Annual Fee of $58
  • Up to 55 days interest free on retail purchases
  • more info

 

 

 

 Apply now

Commonwealth Bank Low Rate Card  (Mastercard or Visa)
  • Low interest rate of just 13.24% p.a. on purchases cash advances 18.99% p.a
  • $48 annual fee
  • Up to 55 days' interest free on all purchases
  • Balance transfer rate 5.99% p.a. for 5 months
  • Free additional card for a family member or friend 
  • More Info....
 

 

Apply now

 ANZ Balance Visa
  • Be rewarded for reducing your balance - Redeem Reward Points for Cashback, Shopping Vouchers and Gift Cards6
  • Interest rate of 13.99% p.a. on purchases cash advances 20.99% p.a
  • Up to 55 days interest free credit on purchases
  • Annual Fee of $79
  • Design your card with an image or photo of your choice1
  • more info
 

  
   
Apply now

 St.George Gold Low Rate Credit Card
  • A low Gold card rate of 14.25% p.a for purchases and 18.25% p.a on cash advances*  
  • Up to 55 interest free days on purchases*
  • $79 annual fee
  • Complimentary Shopping and Travel Insurances** including:
    • Extended Warranty
    • Transit Accident
    • Overseas Travel  
    • Purchase Cover
  • Up to 3 free additional cards for your friends or family, with all transactions on one statement

  • More info
 

   
   
Apply now

St.George Platinum Credit Card
  • Low Platinum 14.25% p.a purchase rate* and 20.49%p.a.* on cash advances*  
  • Up to 55 interest free days on purchases*
  • Low $89 Platinum annual fee
  • 3.99% p.a balance transfer rate for up to 6 months* * *
  • A full range of complimentary insurances* *  including:
    • Domestic flight inconvenience insurance
    • Extended Warranty
    • Transit Accident
    • Overseas Travel
    • Best price guarantee  
    • Purchase Cover
  • Up to 3 free additional cards for your friends or family, with all transactions on one statement

  • Personal Concierge Service available 24/7
  • More info ...
 click here   
   
       
 
Please note: Ausco Trading Pty Ltd takes no responsibility for the accuracy of this information. CreditCardsAustralia.com.au makes all reasonable efforts to maintain accurate information. However all credit information should be used as a guide only. We urge users to check the terms and conditions on the specific credit applications when applying. You should check all costs related to any credit application with your financial adviser before making purchase decisions.